Funding Options
Working Capital
Equipment Financing
SBA Loans
Business Acquisition
Commercial Real Estate
Why Choose JTBCS?
Because you deserve options - and a guide who helps you choose the right one.
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Access to a variety of lenders: We match you with funding options that fit your goals and qualifications.
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Clear, friendly guidance: We explain your choices in plain English - no pressure, no confusion.
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Fit-first matching: We look at terms, timeline, documentation, and your real-world needs.
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Less guesswork, fewer dead ends: We help you avoid wasting time on the wrong path.
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Support from start to finish: We stay with you through review, submissions and closing.
FAQs
Do you lend money directly?
We connect you to a network of lenders and funding options
Will I get more than one option?
Whenever possible, yes-we aim to provide multiple choices to compare.
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YOUR EXPERIENCED TEAM.
Real people who understand business funding-and make the process easier.
Funding can feel overwhelming, especially when you're trying to compare terms, timelines, and requirements. Our team helps you understand your options and choose the best fit-so you can move forward with confidence.
Jim Thomas, President
I have 30 years of experience in retail and business banking for both community and national banks. I spent ten years as a consumer and a business premier banker for Bank of America. My experience is unique as I am a seasoned commercial banker with both business development and treasury management skills.
I have also been an SBA Business Development Officer recently.
Knowledgeable in commercial/industrial business loan development and in all treasury management products and services.
Denise Welch, Vice President
Denise has been working with small businesses assisting them with completing financial applications as well as educating them on how to run their business more efficiently and profitably.
Recently during the pandemic, Denise was instrumental in securing over 3 million dollars of EIDL and PPP monies with a success rate of 98% funding for her small business clients.
In addition, Denise has extensive small business technology experience as well.
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