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YOUR EXPERIENCED TEAM.  Experience beyond years.
jim thomas headshot.jpeg
denise welch headshot.jpeg

Jim Thomas, President

I have 30 years of experience in retail and business banking for both community and national banks. I spent ten years as a consumer and a business premier banker for Bank of America. My experience is unique as I am a seasoned commercial banker with both business development and treasury management skills. 


I have also been an SBA Business Development Officer recently.

Knowledgeable in commercial/industrial business loan development and in all treasury management products and services.


Denise Welch, Vice President

Denise has been working with small businesses assisting them with completing financial applications as well as educating them on how to run their business more efficiently and profitably.

Recently during the pandemic, Denise was instrumental in securing over 3 million dollars of EIDL and PPP monies with a success rate of 98% funding for her small business clients.

In addition, Denise has extensive small business technology experience as well.

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